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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Section	Weight	Objectives
Topic 1: Accident & Health – General Knowledge	50%	- Social Insurance 1. Medicaid 2. Social Security benefits 3. Medicare Parts A, B, C, and D - Policy Provisions, Clauses, and Riders 1. Other provisions and clauses Insuring clause Free look Consideration clause Probationary period Elimination period Waiver of premium Exclusions and limitations Preexisting conditions Coinsurance Deductibles Eligible expenses Copayments Pre-authorizations and prior approval requirements Usual, reasonable, and customary charges Lifetime, annual, or per cause maximum benefit limits 2. Rights of renewability Noncancelable Cancelable Guaranteed renewable 3. Mandatory and optional provisions Entire contract Time limit on certain defenses Grace period Reinstatement Notice of claim Claim forms Proof of loss Time of payment of claims Payment of claims Physical examination and autopsy Legal actions Change of beneficiary Misstatement of age or gender Change of occupation Illegal occupation Relation of earnings to insurance 4. Riders Impairment and exclusions Guaranteed insurability Future increase option - Field Underwriting Procedures 1. Completing the application 2. Contract law Elements of a contract Insurable interest Warranties and representations Unique aspects of the insurance contract 3. Initial premium payment and receipt 4. Replacement 5. Policy delivery 6. Explaining policy provisions, riders, exclusions, and ratings 7. Submitting application and initial premium to company for underwriting 8. Sources of insurability and HIPAA privacy information - Types of Policies 1. Group insurance Differences between individual and group contracts General characteristics COBRA 2. Disability income Individual disability income policy Business overhead expense policy Business disability buyout policy Group disability income policy Key employee policy 3. Medicare supplement policies 4. Other policies Dental Vision Cancer Critical illness or specified disease Worksite employer-sponsored Hospital indemnity Short-term medical Accident 5. Individual and Group Long Term Care Eligibility Levels of care 6. Accidental death and dismemberment 7. Medical expense insurance Basic hospital, medical, and surgical policies Major medical policies Health Maintenance Organizations Preferred Provider Organizations Point of Service plans Flexible Spending Accounts High Deductible Health Plans and Health Savings Accounts Health Reimbursement Accounts - Other Insurance Concepts 1. Total, partial, recurrent, and residual disability 2. Tax treatment of premiums and proceeds of insurance contracts 3. Occupational vs. non-occupational 4. Workers Compensation 5. Primary and contingent beneficiaries 6. Nonduplication and coordination of benefits 7. Owner's rights 8. Subrogation 9. Managed care 10. Dependent children benefits 11. Cost containment 12. Modes of premium payments
Topic 2: Nevada Statutes and Codes Common to Life and Health Insurance Only	4%	- Advertising - Credit life and health insurance - Group life and health insurance 1. Required provisions 2. Eligible groups
Topic 3: Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance	20%	- Definitions 1. Premiums 2. Cost-sharing 3. Domestic, foreign, and alien 4. Insurer 5. Certificate of authority 6. Authorized and unauthorized 7. Transacting insurance - Licensing 1. Name of licensee 2. Persons required to be licensed 3. Suspension, revocation, and refusal of license 4. Obtaining a license 5. Renewal and continuing education 6. Termination of license - Marketing Practices 1. Required records and record retention 2. Silver State Health Insurance Exchange 3. Commissions and payment restrictions 4. Fiduciary responsibilities 5. Affordable Care Act 6. Unfair practices Unfair claims methods and practices and settlement of claims Rebating and inducement Twisting Misrepresentation Fraud Unfair discrimination Defamation - Insurance Commissioner 1. Examinations 2. General powers and duties 3. Notice and hearings and penalties - Nevada Life and Health Insurance Guaranty Association
Topic 4: Nevada Statutes and Codes Pertinent to Health Insurance Only	14%	- Hospice care - Long Term Care - Availability of coverage for mental health and treatment of alcohol abuse and drug abuse - Mandatory policy clauses and provisions 1. Coverage for newborn children 2. Coverage for preventive healthcare services 3. Coverage for physical handicap or intellectual disability for dependent children - Medicare 1. Medicare Advantage Plans 2. Prescription Drug Plan 3. Medicare supplement regulation - Coverage for reconstructive surgery

InsNV_Health02 Exam FAQ: For Job Seekers and Professionals

What is the passing score for the InsNV_Health02 exam, and what is the fee?

You need 70 scaled score to pass the InsNV_Health02 exam, and registration costs USD 37. Since each attempt carries the fee, candidates who practice thoroughly first — on paper, on screen, under time pressure — put their money behind preparation rather than retakes.

What is the InsNV_Health02 exam?

The InsNV_Health02 exam is the official test for the Insurance Licensing NV Accident and Health certification from Insurance Licensing. For graduates and job seekers facing drastic competition, it does something a resume line cannot: it verifies your skills against a recognized standard, so when you enter an interview process, the credential helps you stand out on evidence rather than adjectives.

Which topics does the InsNV_Health02 exam focus on?

The official outline divides the InsNV_Health02 exam into weighted domains, including:

Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance (20%)
Accident & Health – General Knowledge (50%)
Nevada Statutes and Codes Common to Life and Health Insurance Only (4%)

Print the Insurance Licensing NV Accident and Health PDF from Real4Prep and mark these domains' key points directly on paper — annotating the difficult parts is a proven way to make them stick.

What prerequisites does the InsNV_Health02 exam have?

For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.

Why is the PDF version ideal if I prefer printed books?

Because it was compiled with readers like you in mind. Download the InsNV_Health02 exam PDF from Real4Prep, print it, and the Insurance Licensing NV Accident and Health content becomes a physical workbook: make notes in the margins, mark the important knowledge points on paper, and carry the pages anywhere — library, dormitory, wherever you study. Reviewing with your own annotations is efficient, and the tactile process keeps you motivated to continue. Many candidates find that once they start, learning this way becomes a genuinely happy process.

How many questions does the InsNV_Health02 exam have, and how much time is allowed?

The InsNV_Health02 exam includes 98 (88 scored + 10 pretest) questions to be completed within 135 minutes minutes. Time is money during preparation too — focused practice on exam-aligned questions is the shortest route to feeling ready.

Are the Insurance Licensing NV Accident and Health materials safe to download and install?

Yes — safety is engineered in, not just claimed. The InsNV_Health02 exam package from Real4Prep is verified virus-free, and the exam engine carries a self-protect function, so installing it on your device never puts your important files at risk. Delivery is automatic by email about a minute after payment; if the message is missing, check your spam folder, and contact support if nothing arrives within 2 hours.

Insurance Licensing NV Accident and Health Sample Questions:

Question #1

Which of the following information is included in the Consideration clause in an Accident and Health policy?

A. Schedule and amount of premium payments
B. Duration of the Grace Period
C. Explanation of the Contestable periods
D. Description of the coverage provided

Reveal Solution Discussion 0

Correct Answer: A 🗳️

Question #2

Which Medicare part generally helps cover inpatient hospital care, skilled nursing facility care following a qualifying hospital stay, hospice care, and certain home health services?

A. Medicare Part A
B. Medicare Part C
C. Medicare Part D
D. Medicare Part B

Reveal Solution Discussion 0

Correct Answer: A 🗳️

Explanation: Only visible for Real4Prep members. You can sign-up / login (it's free).

Question #3

An applicant submits the first premium with a life insurance application and receives a conditional receipt.
When does coverage generally become effective?